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Housing FAQs
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Housing FAQs

If you're working with the Ohio Housing Finance Agency (OHFA) you may need to have a down payment, depending on the specific product you choose. However, OHFA does offer down payment assistance equal to 2.5% or 5% of the home's purchase price. Homebuyers have the option to choose the amount (2.5% or 5%) toward their down payment, closing costs and other expenses incurred prior to closing.

An additional down payment assistance grant of two percent or one-half percent is available to homebuyers whose income falls within 50 percent or 80 percent of the area median income. Learn more about the OHFA Advantage program.

No, the Ohio Housing Finance Agency (OHFA) offers homeownership products to Ohioans who have not owned or had an ownership interest in a primary residence in the last three years. OHFA also offers the Next Home program, which serves homebuyers who previously owned a home.

Visit OhioHousingLocator.org to search for affordable and accessible rental housing located throughout the state of Ohio. You can use the locator to search by location, monthly rent, number of bedrooms and accessibility features to find the perfect home for you and your family. You also can connect to other housing resources and get information on rental assistance, housing accessibility, and homebuying. Can't find a property you like? Check back often, as new properties are added to the locator daily.

The Ohio Housing Finance Agency partners with the Ohio Department of Job and Family Services, the Ohio Department of Aging, the Ohio Developmental Disabilities Council and the Ohio Department of Development to make this free service available to all Ohioans.